• definitemaybe@lemmy.ca
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    18 hours ago

    I don’t believe my bank allows NFC payments or camera depositing cheques using the web app. I never use my bank card to pay anyway (not as protected as credit cards), so I don’t really know much about NFC payments by phone. I don’t think there are any significant technical barriers preventing them from implementing camera-based cheque depositing online, at least. I could live without that anyway… I get like 5 cheques a year?

    I imagine NFC payments might have technical requirements that prevent a web app front end. They also might require more protection than just loading a website, but idk. We can already e-transfer once we’re logged in, so I’m not sure why NFC would need extra protection. But the cards they mail you has NFC payments built in, anyway, so I don’t get why this would be a deal breaker. It’s a minor inconvenience to get a bank-/credit-card phone case.

    • utopiah@lemmy.ml
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      14 hours ago

      In Belgium (and quite a few other European countries) you can do payments via QR-codes on the phone in addition to NFC with phone, watches, or with credit cards and debit cards. This works with face-to-face points of sales, private and professionals other mobile phones and online Websites (which can also use a link to open the banking app itself). There are no more cheques in Belgium.